Chelsea's Blues

Chelsea have lost four and drawn one of their five clashes with the other 'big four' sides this season. Chelsea isn't as formidable as before. In my opinion, there are several reasons for their downfall this season:-

1. Money - "Credit crunch" crisis has limited Chelsea's "spending power" in signing good players during the January transfer. Chelsea's owner, Roman Abramovich lost 2 billion due to "credit crunch" crisis.
   
2. Players - Chelsea have a "weak bench" problem since it have to rely on senior and star players. Most of Chelsea's youngsters have no experience in the first team squad. Some star players (like Didier Drogba, Deco,etc) are out of form. Chelsea also lost several keys players like Bridge, SWP and Cuddicini after these players are sold to Manchester City and Tottenham Hotspurs.
3. Manager - Is it true that a manager who can't speak English fluently (like former Tottenham's coach, Juande Ramos) have more probabilty to get sacked? What will happen to Big Phill?